Creating Safe & Secure Insurance & Retirement Plans
Insurance Specialists Richmond Virginia
Protect your money and assets regardless of economic changes. For all your retirement and estate planning needs, call 804-965-0042 today.
Meet Our Team
Phone: (804) 965-0042
Entered the insurance business in 1978 with Integon Life. Promoted to General Agent in 1982. Recruited by Liberty Life as Regional Manager in 1985 to recruit and train agents. Promoted to Director of the North East Region. Formed Benefit Alternatives in 1993. Continued recruiting independent agents to market employee benefits, annuities and life insurance. Personally served in the capacity of both power of attorney and executor of an estate.
Entered the insurance business in 1978 with Integon Life. Promoted to General Agent in 1982. Recruited by Liberty Life as Regional Manager in 1985 to recruit and train agents. Promoted to Director of the North East Region. Formed Benefit Alternatives in 1993. Continued recruiting independent agents to market employee benefits, annuities and life insurance. Personally served in the capacity of both power of attorney and executor of an estate.
Phone: (703) 221-2112
Entered the insurance business in 1973. Ray consistently receives top awards from the companies he represents. He completes all current studies to remain extremely knowledgeable in financial and Estate planning. He specializes in 401-K, 403-B and Government TSP rollovers. He works with both the EPA and Census Bureau providing retirement advice to his ever growing number of clients. Many roll their current plan while still working to guarantee their retirement funds keep growing.
Entered the insurance business in 1973. Ray consistently receives top awards from the companies he represents. He completes all current studies to remain extremely knowledgeable in financial and Estate planning. He specializes in 401-K, 403-B and Government TSP rollovers. He works with both the EPA and Census Bureau providing retirement advice to his ever growing number of clients. Many roll their current plan while still working to guarantee their retirement funds keep growing.
I have been in the insurance business since 1983. We specialize in helping you make the transition from your group insurance to Medicare. This transition can be difficult but we strive to simplify it for you. We know that making the wrong decision on your Medical and Drug coverage can not only cost you financially but emotionally. With that in mind we make sure we provide the proper tools so that you can make the decisions that are best for you. When you get ready to retire you we can help not only with your Medical and Drug but whatever coverage you may need in the transition such as Dental, Life and 401K Rollovers. Just reach out to us and either myself or one of our Associates will personally assist you.
Casie Garner has 35+ years of serving you the customer with up to date tools as you walk the through the process of choosing a comprehensive health plan in your retirement. We strive to educate our clients on what Medicare is, How Medicare works, What are Medicare Parts A, B C & D, When should I enroll in Medicare. We help you decide which is best for your current and future needs. Whether it’s a Medicare Supplement or a Medicare Advantage Plan and what’s the difference between the two. We review all your medications and any medical care you may be receiving to help you determine what is best for you. We offer safe face to face appointments or whatever you feel safe with.